Launched back in 1958 as Bank Americard, Visa was originally Bank of America’s credit card. Now Visa Inc. is an international firm that holds a 44% market share of credit cards and 48% in debit cards. It facilitates transactions between financial institutions, merchants, customers and even government organizations. It allows you to make payments at one of the millions of points of sale worldwide, in online shops and online casinos or physically in a store. The cards can also be used to withdraw money out of an ATM, both domestically and internationally.

In the same way as with MasterCard, numerous licensed financial institutions issue the Visa branded debit and credit card to their customers. The credit card facility is managed by your bank and any applicable rates, terms and limits are also set by them.

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How does Visa work?

Visa credit debit and credit cards operate on the same principle as all other debit and credit cards. All transactions are submitted for approval by Visa at the time they’re made and if there are sufficient funds available then the transaction will be accepted. Visa also offers an additional layer of security called ‘Verified by Visa’ which is essentially a secondary password for verifying online purchases. When paying for goods and services online, like at an online casino for example, you select the Visa payment method and enter your card details; the long number across the middle as well as expiry date and the security number on the reverse of the card. Next you decide the amount and then confirm the whole transaction.

When using the Visa credit card there may be a fee for different transactions. These will always be set by your bank so it’s a good idea to check with them to see what fees are applicable on each type of transaction. When making purchases with a Visa debit card there are no fees and if any are applied they come directly from the merchant and not the bank.

Visa: The pros and cons


  • Accepted at millions of physical points of sale worldwide as well as online
  • Payments are carried out safely and securely online with ‘Verified by Visa’
  • Deposits made at online casinos are hassle free and available instantly

  • Credit card has a limit that is determined by a credit scored application
  • Some online casinos will not let you make withdrawals onto a Visa card
  • Like all credit and debit cards there is potential for fraud and misuse

Need some more time to assess all the options? Before making your mind up why not check out some alternatives from the list below: