Founded in 1998, WebMoney is owned by Russian firm WM transfer Ltd. It represents an entire platform from which you can make online payments or send and receive money between registered users. On top of this you can apply for loans, exchange currencies and many other types of online financial transactions. They also issue Visa and MasterCard debit cards and a WebMoney ‘e-wallet’ that can be charged with funds and used to make online payments or deposits to an online casino.
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How does WebMoney work?
In order to use this system you have to first sign up for it online. It’s a very simple process that includes sending your personal information and verifying your mobile phone number. Once this is done you the select the currency for your e-Wallet and this can either be Euros, Dollars or a variety of others. After this you receive a number not unlike a bank account number. This 12 digit number allows you to login to the system and use its various features. Once an e-Wallet is generated it needs to be topped up with the currency of your choice and they allow you to do this in a variety of ways including bank transfer, internet banking and via an ATM.
Almost all transactions made using WebMoney incur a 0.8% transaction fee. You can move funds from the e-wallet into a real bank account also. WebMoney uses a tiered system of accessing its features and there are four levels of access with the most basic allowing you to setup your account to the top tier granting you access to all the features available on their site as well as special promotion and discounts via various partners.
WebMoney: The pros and cons
Not impressed by what WebMoney has to offer? Before making your mind up why not check out some alternatives from the list below: